Executive BI & Financial Health
CFO AnalyticsVisual financial intelligence, multi-month revenue/expense trajectories, cash runway, and CPA health ratios.
As Of
Net Working Capital
Ratio: 8.83x
BZ$5,142,770.96
CA: BZ$5,799,263 | CL: BZ$656,492
Cash Runway
Self-Sustaining
Cash Positive
Liquid: BZ$5,799,263 | Burn: BZ$70,276/mo
YTD Net Income
33.1% Margin
BZ$609,288.96
Rev: BZ$1,839,459 | Exp: BZ$1,230,170
Net Claims (AR - AP)
Receivable Surplus
BZ$0.00
AR: BZ$0 | AP: BZ$0
Financial Performance Trajectory
Monthly Revenue (Green), Expenses (Gray), and Net Income (Blue) over trailing 12 months Revenue
Expense
Net Income
Cash Runway & Forward Trajectory
12-month forward cash liquidity projectionCurrent Liquid Cash
BZ$5,799,262.87
Monthly Burn / Surplus
+BZ$70,276/mo
Implied Runway
Self-Sustaining
CFO Observation: Cash generative. Trailing operating cash surplus is BZ$70,276/month. Operations are self-funding.
Working Capital & Aging Analysis (A/R vs. A/P)
Compare incoming client receivables against outgoing vendor obligations across aging buckets Accounts Receivable (Inflow)
Accounts Payable (Outflow)
Current (0-30 Days)
Net: BZ$0.00
AR:
BZ$0
AP:
BZ$0
31-60 Days Overdue
Net: BZ$0.00
AR:
BZ$0
AP:
BZ$0
61-90 Days Overdue
Net: BZ$0.00
AR:
BZ$0
AP:
BZ$0
90+ Days Critical
Net: BZ$0.00
AR:
BZ$0
AP:
BZ$0
Working Capital Risk Evaluation
Strong working capital cushion. Ample liquidity to honor immediate debt covenants and fund short-term operational growth.
Total Customer A/R:
BZ$0.00
Total Vendor A/P:
BZ$0.00
Immediate Net Liquidity Gap:
BZ$0.00
Critical Overdue (90+ Days):
AR: BZ$0 | AP: BZ$0
CPA Financial Health Ratios & Covenants
Standard benchmarks applied by auditors, institutional lenders, and chief financial officersCurrent Ratio
Current Assets / Current Liabilities8.83x
Target: ≥ 1.50x
Measures the company's ability to cover short-term debts and obligations due within 1 year with short-term assets.
Advisory: Comfortable liquidity position. Low short-term solvency risk.
Quick Ratio (Acid-Test)
(Cash + Accounts Receivable) / Current Liabilities8.83x
Target: ≥ 1.00x
Strictest test of immediate liquidity. Excludes illiquid inventory and prepaid assets that cannot be immediately converted to cash.
Advisory: Excellent acid-test coverage. Instant cash obligations can be settled without relying on further inventory sales.
Gross Margin %
(Revenue - Cost of Goods Sold) / Revenue × 10035.5%
Target: ≥ 40.0%
Percentage of turnover retained after paying direct production or service costs. Higher margins allow greater operating reinvestment.
Advisory: Compressed unit economics. Consider vendor renegotiation, catalog price adjustments, or labor optimization.
Days Sales Outstanding (DSO)
(Accounts Receivable / Total Invoiced Sales in 90d) × 900 Days
Target: ≤ 45 Days
Average number of days it takes for credit customer invoices to be collected into cash.
Advisory: Rapid cash collection cycle. Customers are paying invoices promptly within standard credit terms.